Annuities

An annuity is a long-term retirement savings product that can help protect you from outliving your money.  It has the potential to grow tax-deferred, have death benefits to protect your beneficiary and optional living benefits to protect your retirement income.  You can choose how to fund your annuity, how interest is credited to it and how you take payments from it.

We offer a variety of Fixed Indexed Annuities and Single Premium Immediate Annuities (SPIA) through the top carriers in the market.

A Fixed Indexed Annuity allows you to capitalize on the upside of the market, while preserving your principle on the downturn of the market. A fixed indexed annuity has the potential for higher interest earnings than a traditional fixed annuity with a guaranteed minimum interest crediting rate. It is designed for the investor that is looking to participate in the market while preserving their assets.

In exchange for a lump sum of money (Single Premium), a SPIA pays a guaranteed amount for a specified time period or until you or your spouse dies.

After meeting and discussing your short term and long term financial goals, we’ll be able to identify which company and strategy will allow you to achieve those goals. To learn more about the Annuity products we offer and to request a quote, contact our office to get in touch with an advisor.